Authoritative articles and resources to help navigate the complexities of behavioral health.

If a plan covers a hospital stay for a heart condition, it’s supposed to cover residential care for a psychiatric one on comparable terms. That’s the promise behind the Mental Health Parity and Addiction Equity Act, the federal law known as MHPAEA, which Congress passed in 2008. For families trying to get a loved one…
When a family in Florida starts looking at treatment for a loved one whose mental health and substance use have spiraled together, the first question is almost never clinical. It’s financial. How much will this cost, what will insurance actually cover, and what happens if the money runs out before they’re stable. Those are fair…
Cost is one of the first questions families ask, and often the reason a loved one puts off treatment for one more month, then another. The worry is real. So is the math on the other side of the ledger. Before you decide that treatment is out of reach, it helps to understand what actually…
If you’re trying to get someone into mental health treatment, the cost question lands fast and it lands hard. You’re already exhausted from watching them struggle, and now you have to figure out whether insurance will pay for the care they need. The good news is that federal law puts more behind you than most…
The short answer is yes. Under federal law, most health plans have to cover treatment for alcohol use, and they have to cover the mental health conditions that so often sit underneath it. Cost is one of the most common reasons women who need help put off getting it, and the fear of an impossible…
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