Mental Health Treatment and Insurance – How Do I Know if I am Covered?
Mental health treatment does not have to be paid fully out of pocket. Learn how to find out exactly what kind of mental health treatment insurance coverage you may receive so you can make the step forward to receiving the treatment you need.
Mental Health Treatment is a Priority
Mental health care should be a priority in life just as medical health care is a top priority. Paying for mental health treatment can set you up for success in every area of your life and give you the opportunity to lead a healthier, more stable and more balanced life where you are in control.
Of course not everyone is able to afford treatment at the best mental health facilities out of pocket, but the good news is that insurance options are available to help anyone enjoy these services at these centers as well.
Insurance Coverage for Mental Health Treatment
Mental health treatment has very recently become much more accessible due to changes in how mental health care is addressed in the U.S. Mental health care is now regarded much more on par as medical health care is regarded, meaning more accessible and more affordable mental health treatment services are available to millions of Americans.
The Affordable Care Act (also known as Obamacare) has opened up the possibility of insurance for all Americans. Contact your insurance provider for more information on what treatments and services you may receive for what proportion of the cost, as well as to find out which mental health treatment centers and physicians are covered under your plan.
If you have insurance through Obamacare, you may go to Healthcare.gov to find out more information about what coverage you have for care. You may even receive some services for free. For example, depression screenings for adults and teens are now free of charge due to the Affordable Care Act.
Once you’ve found out how you’re covered, contact your mental health treatment center to set up your first appointment. After you have been assessed, you can find out what treatment plan and services are best recommended for you and you may make arrangements with your insurance to go ahead with treatment.
For example, you may discover that you need a few psychotherapy sessions a month for your anxiety or that you are recommended to participate in an inpatient treatment program for a period of time until you can manage your symptoms and enjoy improved health.
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